How close are you to coasting?

Coast FI is the amount you'd need invested today so that growth alone could carry you to your retirement goal, even if you never added another dollar. Adjust the numbers to see where you stand.

$

Across retirement and investment accounts.

$

In today's dollars.

$

Only affects when you reach Coast FI, not the Coast FI number itself.

Adjust assumptions
%

A hypothetical, constant rate used for illustration.

%

The share of your savings you'd draw each year. 4% means a goal of 25 times your yearly spending.

Your Coast FI number today

$0

0% of the way there$0 invested

Retirement goal

$0

Coast FI age

–

If you stopped saving today

$0
Your projected balance Coast FI number at each age Retirement goal

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Important: This is a hypothetical time value of money calculator. It does not guarantee or promise any rate of return or result, and it should be used for illustrative purposes only. It is not financial, investment, tax, or legal advice.

Projections assume a constant annual rate of return expressed in today's dollars (after inflation) and do not account for taxes, fees, market volatility, sequence of returns, or changes in your circumstances. Actual results will vary and may be significantly different. All investing involves risk, including the possible loss of principal. Please speak with a qualified professional before making decisions about your finances.